i have acheck from jp morgan chase bank of chicago, IL. i live in chula vista, CA, how do i encash the check?

Q: i borrowed money from a friend in IL. she sent me a check. how do i convert the check to cash? i need the money badly for a family emergency. i cannot find a branch of chase in downtown san diego. thanks for your prompt answer. i don't have any form of account yet. i am an immigrant and i have just recently arrived in the US. i already have the check and i would really want to be able to use the cash. is there any other means to convert the check i have into cash in the soonest possible time? thank you all for your answers. i didn't want to be charged for the encashment. money tree charges $25. instead, i opened a checking account using the check i have. it seemed the safest and most practical way. it will take several days for the clearing. in the meantime, my family emergency will have to wait. thanks again for answering my query.

A: Unfortunately, Chase bank has not made it to California yet. I think your only other option is to either cahs it against your account at your own bank or to go to a general Check Cashing place, where they will probably charge you a % of the check. or maybe you can find someone you know that has a n account in good standing at a bank that might allow him or her to cash it on your behalf as a 3rd party. You would have to be there witht the person, but the check woud be cashed against their account and you would get your cash, However, if the check turns out to be insufficient, then your friend will suffer penalties on the account. hope this helps.

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