Who offers 100% option arm loans ?

Q:

A: Ooh, scary prospect. Sounds like a good way to lose your shirt in today's market. There are plenty of subprime lenders out there who offer such loans, but read the fine print carefully. Make sure there are serious limitations to how frequently and by how much the lender can raise rates. Also, look for one with no prepayment penalty, so you can refinance to a fixed rate or lower rate loan if your rate goes up too high.

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